TERMS AND CONDITIONS

Effective Date: September 22, 2026

These Terms and Conditions govern your use of andreaconsultingservice.com and the consulting services offered by Andrea Consulting Services, operated by Golden Prime Services LLC. By using this website or purchasing our services, you agree to these Terms and Conditions.

OUR CONSULTING SERVICES

Andrea Consulting Services provides personalized educational and consulting services designed to help clients organize their financial priorities, improve budgeting and cash-flow management, prepare for major financial goals, and make informed decisions.

Our services are educational and consultative. We do not provide legal, tax, accounting, lending, mortgage, insurance, or investment advice. Clients should consult an appropriately licensed professional when specialized advice is required.

CLIENT RESPONSIBILITIES

Clients agree to:

• Provide complete, truthful, and accurate information.
• Review all documents, recommendations, and communications provided.
• Attend scheduled appointments or provide reasonable cancellation notice.
• Make their own personal and financial decisions.
• Use our services and materials only for lawful purposes.
• Comply with the applicable written service agreement.

PRICING AND PAYMENT

Every client’s circumstances and requested services are different. Pricing is determined after an initial consultation and evaluation of the requested work.

Before purchasing a service, the client will receive a description of the proposed work, the applicable price, payment terms, and expected delivery schedule. Payment must be made according to the personalized quote or written agreement accepted by the client.

NO GUARANTEED RESULTS

Our consulting services provide education, guidance, and recommendations based on the information provided by the client. Results vary according to individual circumstances, decisions, actions, and external factors.

We do not guarantee loan approvals, business success, financial improvement, approval by any third party, or any particular financial outcome.

CANCELLATIONS AND REFUNDS

Cancellations, rescheduling, and refunds are governed by our Cancellation and Refund Policy and any written service agreement provided before payment. Nothing in these Terms limits a consumer right that cannot legally be waived.

CONFIDENTIALITY

We use reasonable measures to protect information provided during the consulting relationship. Information may be shared with service providers when necessary to operate our business, process payments, maintain records, or comply with legal obligations, as explained in our Privacy Policy.

WEBSITE USE

You may use this website only for lawful purposes. You may not interfere with the website, attempt to gain unauthorized access, submit false information, copy protected content for commercial purposes, or use our materials to mislead another person.

INTELLECTUAL PROPERTY

The website’s original text, branding, graphics, consulting materials, educational resources, and other content are owned by or licensed to Golden Prime Services LLC. They may not be copied, reproduced, distributed, modified, or commercially used without written permission.

THIRD-PARTY SERVICES

Our website may use independent providers for website hosting, scheduling, communications, payment processing, analytics, and other business services. We are not responsible for interruptions, errors, or privacy practices of independent third parties.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Andrea Consulting Services and Golden Prime Services LLC will not be responsible for indirect, incidental, special, or consequential damages arising from the use of this website or our consulting services.

Nothing in these Terms excludes or limits any responsibility that cannot legally be excluded or limited.

GOVERNING LAW

These Terms and Conditions are governed by the laws of the Commonwealth of Pennsylvania and applicable federal law, without limiting consumer protections that may apply in another jurisdiction.

CHANGES TO THESE TERMS

We may update these Terms and Conditions periodically. Updated Terms will be posted on this page with a revised effective date.

CONTACT US

Andrea Consulting Services
Operated by Golden Prime Services LLC
40 N Christian Street
Lancaster, PA 17602
Phone: 610-207-7950
Email: Andreaconsulting@goldenmgtservices.com